saving money 

Saving money can be hard but it’s good for you. Saving money is very beneficial for the future. Spending money is ok not if you’re spending to much money. Buying and spending money on things you need are good but not on things you want. If you have the money then you can buy stuff you want but if you know you don’t have the money then you shouldn’t be spending any money. Even going out can be to much money . If you’re friends ask if you want to go out but you dont have the money to spend you should say no or plan something that doesn’t involve spending money.